By Suzanne Daly On a warm October morning, Michael Carnacchi stands respectfully in the Sonoma County Civil Court as his case, Carnacchi v. Citibank, is
Photo Credit: David Guralnick/Detroit News/AP Photo By Brian Chappatta, Chris Christoff & Mark Niquette Detroit (9845MF) is suspending payments on $2 billion of unsecured debt,